Reflections of Travel to the United States

As a four-decade Certified Travel Agent, international airline employee, researcher, writer, teacher, and photographer, travel, whether for pleasure or business purposes, has always been a significant and an integral part of my life. Some 400 trips to every portion of the globe, by means of road, rail, sea, and air, entailed destinations both mundane and exotic. This article focuses on those in the United States.

New York:
Originally accessed by Floyd Bennett Field–New York’s first municipal airport–Manhattan, experienced from the water with island-circling boat cruises, was channeled through its museum, theater, and restaurant arteries, and from the heights of its Empire State Building and no-longer existence World Trade Center. It became the threshold to its Lower-, Mid-, and Upper-Hudson Valleys, which were characterized by Bear Mountain, West Point, the Franklin D. Roosevelt National Historic Site, the vintage aircraft Old Rhinebeck Aerodrome, dinners in the Culinary Institute of America, plays at the Rhinebeck Center for the Performing Arts, and visits to the Hudson River School of Painters venues. Continue reading

Paycheck Protection Program

Paycheck Protection Program (PPP) is a loan designed by the US Govt, and implemented by the SBA, to provide a direct and immediate incentive for small businesses to keep their workers on the payroll, and thus avoid large scale job losses, because the SMBs create over 50% of the total jobs across America.

SBA will forgive loans if all employees are kept on the payroll for eight weeks, and the money is used for payroll, rent, mortgage interest, or utilities.

You can apply through any existing SBA 7(a) lender, or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating. Other regulated lenders will be available to make these loans once they are approved and enrolled in the program.

Lenders may begin processing loan applications as soon as April 3, 2020.
The Paycheck Protection Program will be available through June 30, 2020.
Please check with your local lender whether it’s participating in the program.

Who Can Apply
The following entities affected by Coronavirus (COVID-19) may be eligible:

  • Any small business concern that meets SBA’s size standards (either the industry based sized standard or the alternative size standard)
  • Any business, 501(c)(3) Non-profit organization, 501(c)(19) Veterans organization, or Tribal business concern (sec. 31(b)(2)(C) of the Small Business Act) with the greater of: 500 employees, or that meets the SBA industry size standard if more than 500.
  • Any business with a NAICS Code that begins with 72 (Accommodations and Food Services) with more than one physical location, and employs less than 500 per location
  • Sole proprietors, Independent Contractors, and Self-employed persons.

Please see this page to learn more details. Thanks.
https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program-ppp

Kroeger-Miller, CPA in Knoxville, TN

Kroeger-Miller CPA is one of the leading providers of accounting services for small to mid-sized businesses. We provide the smaller business with concise, accurate, and timely financial information and expert services found normally in much larger and more expensive firms.
Diane Miller and her team at K-M are prepared to meet the needs of retailing, wholesaling, physician practices, and service-oriented businesses, such as real estate firms, restaurants, construction companies, computer-based businesses, automobile dealerships, and many other commercial enterprises.
At Kroeger-Miller CPA, accounting is what we do. We work together to ensure that you receive personal attention and the support you need to make sure your business is successful.
Diane L Miller, CPA
Diane has been a practicing accountant since 1994. She began her career as a staff accountant with Merric & Associates, a Denver CPA firm.
Ms. Miller expanded her accounting skills with International Learning Systems and Pencom International. After moving to Tennessee, Diane assumed the controller position at Women’s Health Partners of East Tennessee.
Diane lives in Maryville, TN with her husband Jeff and son Daniel. She donates many hours to local animal shelters helping to care for abused, neglected, and abandoned animals. Diane also serves as a volunteer for the Family Program at McGhee Tyson Air Base, which provides services to military families in the area.
Diane is a member of the Tennessee Society of CPA’s and the American Society of Women Accountants.
Address:
Certified Public Accountant
10710 Murdock Rd.
Suite 105
Knoxville, TN 37932
Phone: 865-909-0102
Fax: 865-392-1143
Email: dmiller@k-massoc.com
Website: http://k-massoc.com
Resources:
http://k-massoc.com/h/resources/index.html