Reflections of Travel to the United States

As a four-decade Certified Travel Agent, international airline employee, researcher, writer, teacher, and photographer, travel, whether for pleasure or business purposes, has always been a significant and an integral part of my life. Some 400 trips to every portion of the globe, by means of road, rail, sea, and air, entailed destinations both mundane and exotic. This article focuses on those in the United States.

New York:
Originally accessed by Floyd Bennett Field–New York’s first municipal airport–Manhattan, experienced from the water with island-circling boat cruises, was channeled through its museum, theater, and restaurant arteries, and from the heights of its Empire State Building and no-longer existence World Trade Center. It became the threshold to its Lower-, Mid-, and Upper-Hudson Valleys, which were characterized by Bear Mountain, West Point, the Franklin D. Roosevelt National Historic Site, the vintage aircraft Old Rhinebeck Aerodrome, dinners in the Culinary Institute of America, plays at the Rhinebeck Center for the Performing Arts, and visits to the Hudson River School of Painters venues. Continue reading

Paycheck Protection Program

Paycheck Protection Program (PPP) is a loan designed by the US Govt, and implemented by the SBA, to provide a direct and immediate incentive for small businesses to keep their workers on the payroll, and thus avoid large scale job losses, because the SMBs create over 50% of the total jobs across America.

SBA will forgive loans if all employees are kept on the payroll for eight weeks, and the money is used for payroll, rent, mortgage interest, or utilities.

You can apply through any existing SBA 7(a) lender, or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating. Other regulated lenders will be available to make these loans once they are approved and enrolled in the program.

Lenders may begin processing loan applications as soon as April 3, 2020.
The Paycheck Protection Program will be available through June 30, 2020.
Please check with your local lender whether it’s participating in the program.

Who Can Apply
The following entities affected by Coronavirus (COVID-19) may be eligible:

  • Any small business concern that meets SBA’s size standards (either the industry based sized standard or the alternative size standard)
  • Any business, 501(c)(3) Non-profit organization, 501(c)(19) Veterans organization, or Tribal business concern (sec. 31(b)(2)(C) of the Small Business Act) with the greater of: 500 employees, or that meets the SBA industry size standard if more than 500.
  • Any business with a NAICS Code that begins with 72 (Accommodations and Food Services) with more than one physical location, and employs less than 500 per location
  • Sole proprietors, Independent Contractors, and Self-employed persons.

Please see this page to learn more details. Thanks.
https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program-ppp

LOVE, CODY & COMPANY, CPA in Bennington, VT

Stephen C. Love, a certified public accountant and shareholder of Love, Cody & Company, CPAs, P.C., has been serving clients in Vermont, New York and Masschussetts since his relocation from Philadelphia in 1987. He has primary responsibility for administration of Love, Cody & Company’s audit and accounting practice and the related system of quality control.
Before joining Love, Cody & Company, CPAs, P.C., Steve was a senior manager in the audit department of KPMG’s Albany office. His professional experience includes providing audit and consulting services to governments, nonprofit organizations and commercial entities.
Steve has strong technical knowledge in accounting and auditing standards. He has served two three-year appointments to the Executive Committee of New England Peer Review. He has extensive experience as a peer reviewer of other CPA practices.
Steve is licensed as a certified public accountant in Vermont, New York and Massachusetts. He is an active member and past president of the Vermont Society of Certified Public Accountants and is a member of the American Institute of Certified Public Accountants. Steve was recently appointed by the governor of Vermont to serve a five year term on the Vermont Board of Public Accountancy. He is an active member and past president of the Bennington Area Chamber of Commerce, and is an active member and past president of the Bennington Catamount Rotary Club.
Address:
Love, Cody & Company, CPAs
115 Elm St.
Bennington, VT, 05201
Email: info@lovecody.com
Phone: (802) 442-5552
Fax: (802) 442-7314
Website: http://www.lovecody.com