First Choice Bancorp Added to the Russell 3000 and Russell 2000 Indexes

https://www.firstchoicebankca.com/Portals/FirstChoiceBankCA/Images/logo.png

Cerritos, California, June 26, 2018 (Globe Newswire) — (Nasdaq Capital Markets: FCBP) – First Choice Bancorp, the holding company for First Choice Bank (the “Bank,” collectively, “First Choice”) announced it was added to the Russell 3000® Index and the Russell 2000® Index when Russell investments reconstituted its comprehensive set of U.S. and global equity indexes after closing on June 22, 2018.

“Being added to the Russell indexes is a milestone for First Choice, and we are happy to have earned this distinction,” said Robert Franko, President and CEO of First Choice.  “Inclusion in these market benchmarks is expected to raise our profile with institutional investors and support trading of our shares.”

Peter Hui, the Chairman of First Choice, stated, “We set ourselves on a path last year to achieve this honor. Our Board and all of our colleagues have worked very diligently to get to this position. From our founding in 2005 until today, we have always strived to do what is best for our shareholders, our clients and our employees.”

The Russell indexes are widely used by investment managers and institutional investors for both index funds and as benchmarks for passive and active investment strategies. In the U.S. marketplace, almost all of the U.S. equity assets are benchmarked by the Russell 3000, representing more than $8.5 trillion. The Company will hold its membership until FTSE Russell reconstitutes its indexes in June 2019. Membership in the Russell indexes remains in place for one year and automatically provides inclusion in the appropriate Russell growth and value style indexes. FTSE Russell determines membership for these indexes primarily by objective, market-capitalization rankings. Continue reading

Mortgage Finance Overview

There are a number of different home loans in the world today and one of those types of home loan is what is known as a mortgage. Mortgages have been around for a very long time and will continue to be around for a very long time to come. There are a number of different reasons as to why the mortgages are so important in today’s world and a few of the reasons for that are discussed in more detail below.
The history of the mortgage, first and foremost, is a history that shows a lot of people why mortgages are so respected in the world today. Before the advent of the mortgage as an agreement, there was no similar agreement in place and what that essentially meant was that the only people that had the ability to purchase property were the people that were able to pay for it outright; something that very few people then or now are able to do. Ultimately, when you take a look at the differences in the fiscal banking policy then and now, you can see that mortgages have made the dreams of millions come true specifically because they allowed a person to be able to purchase a house without having to be in possession of money equivalent to the property value of that house and lot. Continue reading